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The Orlicki Group: Your Reliable Mortgage Broker in Rochester, NY

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The Orlicki Group: Your Reliable Mortgage Broker in Rochester, NY

Nestled in the heart of this vibrant city, we’re dedicated to being your go-to mortgage partner, helping you navigate the journey to homeownership with ease and confidence. Whether you’re a seasoned homeowner or a first-time buyer, we understand the absolute importance of finding the perfect mortgage solution tailored to your unique financial situation. As your trusted mortgage broker in Rochester, NY, we’re committed to providing unparalleled service, competitive rates, and transparent communication every step of the way.

Rochester History

Rochester, New York, founded in 1803 by Colonel Nathaniel Rochester, rapidly evolved from a frontier settlement to a bustling hub of industry and innovation. Initially, its economy was powered by the Genesee River, which facilitated milling and transportation. By the mid-19th century, Rochester had earned the nickname “The Flour City” due to its thriving flour production. As the city diversified, it became a center for horticulture, eventually gaining the moniker “The Flower City.” Key industries such as photography, led by Eastman Kodak, and optics, with companies like Bausch & Lomb, cemented Rochester’s reputation as a city of invention and progress.

Modern Housing Market

Rochester’s housing market reflects its historical resilience and adaptability. Despite national economic fluctuations, the city has maintained a relatively stable real estate market. As of this year, the median home price in Rochester hovers around $170,000, making it one of the more affordable housing markets in the northeastern United States. Low mortgage rates and a strong local economy, supported by healthcare, education, and technology sectors, have spurred steady demand. However, limited inventory and competitive bidding have characterized the market, leading to moderate price increases and a seller-friendly environment.

Current Market Trends

Current trends in Rochester’s housing market indicate a continued robust demand for residential properties. The city is witnessing a rise in first-time homebuyers and investors drawn by affordable prices and promising rental yields. Neighborhoods like Park Avenue and the South Wedge are particularly popular, known for their historic charm and vibrant community life. Additionally, suburban areas are experiencing growth as remote work remains prevalent. Rochester’s emphasis on community development, coupled with ongoing infrastructure improvements, suggests a positive outlook for its housing market, attracting a diverse population looking for both urban convenience and suburban tranquility.

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Our Comprehensive Services

Mortgage Process

Our experienced team is here to guide you every step of the way, ensuring you have the support you need from start to finish.

  • Expert Guidance: We provide expert guidance throughout the entire mortgage process here at The Orlicki Group, from the initial consultation to the closing table. Our team is here to answer your questions, address any of your concerns, and provide the support you need.
  • Transparent Communication: Communication is critical, and we believe in keeping you informed every step of the way. You’ll receive regular updates on the status of your mortgage application, ensuring you’re always in the loop.
  • Efficient Processing: With our efficient processing systems, we strive to minimize any and all delays and ensure a smooth and timely closing process. Our goal is to get you into your new home as quickly and efficiently as possible without sacrificing attention to detail.

Loan Programs

We understand that every homebuyer is unique, which is why, as your mortgage broker, we offer a comprehensive range of loan programs to suit your individual needs and preferences.

  • Conventional Mortgages: Our conventional mortgage options offer competitive rates and flexible terms, making it as easy as possible to find a loan that fits your budget.
  • Government-Backed Loans: From VA and FHA loans to USDA loans, we offer a variety of government-backed options with unique benefits and flexible qualification requirements.
  • Jumbo Loans: If you’re looking to purchase a high-value property, our jumbo loan options can provide the financing you need to make it happen.
  • Renovation Loans: Planning to purchase a fixer-upper? Our renovation loan programs allow you to finance both the purchase price of the home and the cost of renovations, all in one convenient loan.
  • Specialized Programs: Whether you’re a first-time homebuyer, an investor, or have unique financial circumstances, we have specialized programs designed to meet your needs.

Mortgage Refinancing

Already a homeowner? Our refinancing options here at The Orlicki Group can help you lower your overall monthly payments, shorten your loan term, or tap into your home’s equity.

  • Evaluation of Options: We’ll take the time to evaluate your current mortgage and general financial situation to determine if refinancing is the right option for you.
  • Customized Solutions: Whatever your goals may be, we’ll work with you to tailor a refinancing solution that meets your needs and fits your budget.
  • Seamless Process: Our streamlined refinancing process ensures a hassle-free experience, from application to closing. We’ll handle all the details so you can focus on enjoying the benefits of your new mortgage.

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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VA

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Jumbo

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Rehab

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USDA

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The Significance of Choosing a Trustworthy Mortgage Broker

By partnering with a trusted mortgage broker in Rochester, NY, like us, clients gain access to an extensive network of lenders, competitive rates, and efficient processes, ensuring a seamless experience from start to finish. With our commitment to client satisfaction and unwavering integrity, we empower individuals and families to navigate the complexities of the mortgage landscape with confidence and peace of mind.

Why Partner With Us?

  1. Local Expertise: Our team boasts in-depth knowledge of the Rochester housing market, allowing us to provide insights and guidance tailored to our clients’ local landscape.
  2. Personalized Attention: We believe in the power of personalized service. When you work with us, you’ll receive dedicated support and attention from our team of experts, ensuring your needs are always our top priority.
  3. Efficiency and Speed: With our streamlined mortgage loan processes and efficient systems, we prioritize speed without compromising accuracy. From initial consultation to closing, we strive to make the mortgage process as smooth and efficient as possible.
  4. Tailored Solutions: We understand that one size never fits all when it comes to mortgages. That’s why we offer a wide range of loan programs and customization options to suit your specific needs and preferences.
  5. Trusted Relationships: Building long-lasting relationships based on trust and integrity is at the core of what we do. Our clients’ satisfaction is our primary goal, and we go above and beyond to exceed their expectations.

Reach Out to The Orlicki Group Today

Ready to completely revamp your mortgage with The Orlicki Group as your mortgage broker in Rochester, NY? Contact us today at (813) 302-1616 or online to schedule your personalized consultation with one of our experienced mortgage professionals. Experience the difference of working with a trusted mortgage partner who puts your needs first.

Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Oliver Orlicki

Mortgage Loan Originator Founder  //  NMLS #205123

In the complex and fast paced world of mortgages my team and I provide our customers and realtors with an easy, enjoyable and affordable mortgage experience from their first phone call to the closing table.

Whether you’re looking to buy your first home, purchase a new vacation home, secure a property for investment, or restructure your mortgage, we have the experience, expertise, and personal touch to bring it all together.

With over 20 years experience in the mortgage and real estate market, I’ve developed an invaluable network of competitive lenders to help you find the best possible mortgage for your financial situation. My team and I serve the entire state of Florida but specialize in the Tampa, St. Pete, Orlando and Sarasota areas. I always make sure my clients understand their full range of options before they buy or refi. My reviews speak for themselves!

(813) 302-1616info@orlickigroup.com
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