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Mortgage rates bounced back after rising somewhat abruptly last week.  The bounce was already in progress as early as last Friday, but received further support on 3 out of this week’s 4 business days (markets were closed for New Years Day).  Friday was the biggest of those 3, leaving many lenders’ rate sheets in the best shape since May 2013.

The most prevalently quoted rates for top tier borrowers seeking conforming 30yr fixed loans (best-execution) fell from 3.875-4.0%down to 3.75-3.875%.


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