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No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!


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Mortgage Home Loan

How the process works



There are a few critical documents we will need to verify to start your process.  Learn More


The appraisal insures the home you are buying is worth the price that is being offered. Learn More

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More


Signing the final documentation and receiving the keys to your new home! Learn More




Conditional Approval:

Clear to Close:



All About Tampa

Tampa, Florida

Tampa is a city on Tampa Bay, along Florida’s Gulf Coast. A major business center, it’s also known for its museums and other cultural offerings. Busch Gardens is an African-themed amusement park with thrill rides and animal-viewing areas. The historic Ybor City neighborhood, developed by Cuban and Spanish cigar-factory workers at the turn of the 20th century, is a dining and nightlife destination. Source

Things To Do In Tampa:

Come Spend A Day In Tampa!

Don’t just take a vacation ̶̶ have an adventure! When you bring your family to Tampa Bay, you’re in for an exciting time. Whether you’re racing through the air on a heart-pounding roller coaster at Busch Gardens® Tampa Bay, or taking a stroll down the stunning Tampa Riverwalk, you’re in for treasures beyond your wildest dreams. Take the guess work out and grab a CityPASS to get tickets for some of the best things to do in Tampa, Florida. Come experience Florida’s Most open-air adventures. Source

Education in Tampa

About Tampa Educational System

Tampa Bay is home to nearly 80 colleges, universities and technical schools, training the students of today to meet the job demands of tomorrow. An average of 75% of graduates end up staying in Florida – a majority within the Tampa MSA. This has helped the state of Florida rank #1 for higher education three years running by U.S. News and World Report.

More than 175,000 students attend one of the numerous, distinguished educational institutions in the Tampa Bay area. That figure swells to over 340,000 when including the larger Central Florida region with Florida Polytechnic University, University of Central Florida and University of Florida. Source

Tampa Image Gallery

History of Florida:

Florida is rich in history!

Florida, which joined the union as the 27th state in 1845, is nicknamed the Sunshine State and known for its balmy climate and natural beauty. Spanish explorer Juan Ponce de Leon, who led the first European expedition to Florida in 1513, named the state in tribute to Spain’s Easter celebration known as “Pascua Florida,” or Feast of Flowers. During the first half of the 1800s, U.S. troops waged war with the region’s Native American population. During the Civil War, Florida was the third state to secede from the Union. Beginning in the late 19th century, residents of Northern states flocked to Florida to escape harsh winters. In the 20th century, tourism became Florida’s leading industry and remains so today, attracting millions of visitors annually. Florida is also known for its oranges and grapefruit, and some 80 percent of America’s citrus is grown there. Source

Everyone is moving to Florida – or so it seems in recent years, as the state’s population has boomed thanks to decades of migration by northerners. In fact, 1,000 new residents arrive each day, and more of them hail from New York than anywhere else. One of the fasted growing states in the U.S., Florida is now the third most populous – after California and Texas – though it ranks only 22nd in land area. Given the large number of “Snowbird” retirees, Florida has the highest percentage of senior citizens (age 65 and older) in the nation at 17 percent. Source

Oliver Orlicki

Mortgage Loan Originator Founder  //  NMLS #205123

In the complex and fast paced world of mortgages my team and I provide our customers and realtors with an easy, enjoyable and affordable mortgage experience from their first phone call to the closing table.

Whether you’re looking to buy your first home, purchase a new vacation home, secure a property for investment, or restructure your mortgage, we have the experience, expertise, and personal touch to bring it all together.

With over 20 years experience in the mortgage and real estate market, I’ve developed an invaluable network of competitive lenders to help you find the best possible mortgage for your financial situation. My team and I serve the entire state of Florida but specialize in the Tampa, St. Pete, Orlando and Sarasota areas. I always make sure my clients understand their full range of options before they buy or refi. My reviews speak for themselves!


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