Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.
Why Should You Work With Us?:
Personalized Touch
Whether it’s an email, text, phone call or zoom meeting we have a dedicated small team that works in your best interest. There’s no answering service or offsite customer support. You will always be able to speak to someone on our team that knows your needs and can help you through your mortgage journey.
Speed to Close
Our average contract to close time is under 20 days. We offer same day pre-approvals and on demand pre-approval letter generation for you and your realtor through our QuickQual technology. Our process is streamlined to cut the time it takes down below most banks and retail lenders.
Transparency
We’re always here to answer any questions you might have regarding your mortgage at every step along the way. There’s no hidden fees, upfront costs or guesswork. You’ll be notified of all of your milestones immediately with over 30 communication touch points. We do more than our competitors to keep you informed an knowledgable of where you stand and what the next steps will be.
Flexibility
Most banks and retail lenders offer cookie cutter loan programs and fancy marketing gimmicks. We work with over 15 different lenders to make sure you’re getting the best possible loan program and rate for your next home or refinance. We tailor your mortgage to what you want, not what’s best for our bottom line.
Experience
With over 20 years in the mortgage industry our co-founder Oliver is an expert in many aspects of mortgages that most are not. We have over 600 5-star reviews over Google, Zillow, Yelp and Facebook. We’re happy to take on challenging situations and handle them with ease.
Lowest Rates
As a true mortgage broker we have access to a wealth of different lenders to shop your scenario to that we make compete for your business. We do the shopping for you including product specific lenders for VA, FHA, USDA, Construction and Physician loans. Don’t pay a higher rate just because you’re a small business owner. There’s lenders out there that we utilize to level the playing field.
Convenience
We offer a digital forward mortgage process with the personal touch expected in a very important decision in your life. Have a question? Use our convenient booking calendar for one on one appointments throughout the entire process. Our team offers a secure digital portal for your online application, digital document collection and easy online signature portal making the biggest hurdle for most loans a simple process.
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