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Oliver Orlicki - Team Leader NMLS - 205123

(813) 302-1616

Meet Oliver Orlicki

I have been in the mortgage business for 16 years and I helped thousands of clients either purchase or refinance their properties. Contact me now to start planning your mortgage for your dream home today!

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Recent Posts

Framework - Buyer Education Made Easy

WHAT IS FRAMEWORK? Here at The Orlicki Group we believe that home ownership is one of the keys to long term financial stability and long term happiness. The US census bureau ...

5 Reasons a Pre-Approval Should be Your First Step as a Home Buyer

  The home buying process can be a long and confusing time for an individual. Luckily here at The Orlicki Group we have a wealth of experience working with first time ho ...


5 Reasons to Refinance Your Home Now

Most Americans largest debt payment on a month to month basis is their mortgage. While it's a large portion of their debt very few people have their mortgage reviewed on an ann ...

FHFA Announces Loan Limit Increase for 2018

Fannie Mae and Freddie Mac Baseline Limit Will Increase to $453,100   RELEASE FROM THE FHFA "Washington, D.C. – The Federal Housing Finance Agency (FHFA) today announc ...


5 Simple Steps for First Time Home Buyers

Buying your first home can seem like a daunting task. It doesn't have to be. Spring is historically the busiest season for home purchases around the nation. In Florida, real ...

Tips and To Dos When Moving Into Your New Home

    You just closed on your new home. Congratulations! Now what?   After going through the long and often arduous process of  buying your new home you m ...


Mortgage Pre-Approval 101 Infographic

The Mortgage pre-approval process can be lengthy and confusing. We break it down for you in a great infographic that shows what the pre-approval process contains. You can read more ...

Student Loans & Loan Programs - What matters?

  Student loans can have a great effect on your home purchase and can impact your decisions and mortgage differently depending on what type of loan program you chose. ...


Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn equity or pay a mortgage note off after several years. However, let's address some of the more obvious topics of discussion first. Benefits Of Renting: Lower Acquisition Cost - Unless you're able to qualify for a mortgage loan with zero down and have your closing costs paid for by the seller, a typical investment to purchase a home is around 3.5% - 7% of the purchase price for down payment and closing costs on an FHA mortgage, and an average of 13% - 23% for a home secured by conventional financing. Compared to the cost of about 1-3 month's rent payment, it's obvious that renting a home makes financial sense in the short-term. Lowe ... Read More...